Classic Car Insurance

A good Classic Car insurance policy protects your prized vehicle.


At Christopher Williams Agency, we understand how much you care about your classic car. You owe it to yourself to protect your vehicle with the absolute best Classic Collectors insurance available. We can provide you with insurance that’s on par with the level of care you give to your vehicle.

If you’re looking for car insurance for a classic car it helps to know what sort of policy features you need. It is very important to choose the best classic car insurance that is available. This guide will help you to differentiate what category your vehicle belongs in.

Classic car insurance works differently than conventional car insurance. Firstly, classic cars are categorized based on age as follows:

  • Veterans: Referring to vehicles manufactured up to December 1904.
  • Edwardian: Vehicles produced from January 1905-December 1918.
  • Vintage: Vehicles manufactured between December 1918 and 1933.
  • Classics: Normally these vehicles are manufactured before 1974 although there are exceptions.
  • Cherished: These are collectible or rare vehicles that are five to 10 years old.

The major difference between classic car insurance and regular car insurance is of the value paid for the car in case of a total loss situation. Classic car insurance pays for the damages to your vehicle on an agreed value.

Once we establish which category your vehicle fits into, we’ll customize a solution that will protect your investment.

For more information about all our services call 585-586-3060 or contact us
through email. We will gladly give you a free quote on any our your insurance needs.